It's a contract between you and us that provides financial protection for you in case of an accident, theft, or damage to your vehicle.

Our auto policies will cover the following:

• Damages to your vehicle
• Liability for injuries
• Damage to others
• Medical expenses
• Coverage for uninsured or underinsured motorists

They are influenced by the following factors:

• Driving history
• Age
• Location
• Type of vehicle
• Coverage limits
• Deductable chosen

They are the amount of money you will pay out of pocket before insurance will kick in and cover the rest. A higher deductible can lower your policy premium.

This covers injuries or damages that you can cause to others. This can include bodily injury and property damage liability.

This will cover the following:

• Structure of your home
• Personal belongings
• Liability protection
• Additional living expenses

No, some separate endorsements and policies may be needed to prepare for these risks.

This coverage can protect the following belongings in case of theft, fires, or other covered perils:

• Furniture
• Electronics
• Clothing

This coverage will protect you in the case that someone is injured on your property or you damage someone else's property.

Yes, it is helpful to have an inventory of all your belongings and their value in case of a claim.